There is recently a common question often asked by new users of credit cards APR, what is APR?

APR is continuing for Annual Percentage Amount which is advertence the amount at which you will pay in absorption if you absence a payment, backpack over a balance, yield out a banknote advance, or if you alteration one acclaim antithesis to addition

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A reader asks…

Sometimes the only option for my prospects is Bankruptcy or Debt Consolidation. Now as a Credit Consultant my job is to restore and maintain a squeaky clean credit report so it kills me to send them off to file BK or consolidate their debt however it’s their only option. I prefer a non-profit in the Central Valley, CA (because that’s where my office is located) who can offer these services and become part of my referral directory. If anyone out there can steer me in the right direction I’d really appreciate it. Thank you