I write plenty  about Identity Theft, but I feel I should delve into this term a little bit deeper.  What is Identity Theft?  Really, What is it?

A Legal Definition of Identity Theft per Fair and Accurate Credit Transactions Act of 2003, Identity Theft Means:

“The term ‘identity theft’ means a fraud committed using the identifying information of another person.” 16 CFR §603.2

In recent years, Identity Theft term became sort of an “umbrella”

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Credit Repair and Your Identity

There are credit repair techniques for everything from repairing errors on your credit report to dealing with identity issues. In all cases an intimate knowledge of relevant legislation is helpful in resolving the problem quickly. If you have concerns about illicit use of your identity credit repair offers a systematic way of evaluating and curing

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The first thing you need to do in order to improve your credit score is to find out what information the credit companies have in your account. Once you have all the information you can devise a plan on what to do to increase your score. There is no better place to find out …