I write plenty  about Identity Theft, but I feel I should delve into this term a little bit deeper.  What is Identity Theft?  Really, What is it?

A Legal Definition of Identity Theft per Fair and Accurate Credit Transactions Act of 2003, Identity Theft Means:

“The term ‘identity theft’ means a fraud committed using the identifying information of another person.” 16 CFR §603.2

In recent years, Identity Theft term became sort of an “umbrella” term for many different crimes: credit card fraud, phone/utilities fraud, insurance fraud, basically Identity Theft

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When you're in debt, it wiil weigh heavily on your mind. Getting calls at all hours of the day and night from bill collectors and getting countless letters in the mail saying that you owe this and that can quickly make you feel as though there’s no way out. You can feel as though you'll never get out of debt.

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