A reader asks…

Have a few credit cards with high rates that we no longer use. Is there anyway to get rid of a $10,000 credit limit on a card that has a zero balance without killing our ‘excellent’ credit scores?
We would like to increase the limit on our lower interest rate credit cards, but have not been allowed to due to outstanding limits on existing credit cards.

A Reader Asks…

I live in an apartment and each load of laundry costs $2.25! Each week I end up spending $15-$20 on those damn machines. Does anyone know how to save money on laundry?