Bankruptcy can often seem to be the sole choice for a lot of people looking to eliminate their debt in a decent time frame. Making this decision is very difficult. It is also very difficult to get credit again afterward. Difficult, but not impossible. Even a person who is in the middle to declaring bankruptcy can still qualify

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A reader asks…

get a loan after a debt consolidation? Does it depend on the amount of debt or ?

A reader asks…

What are some of te better online forums where I can discuss and ask questions about personal finance, bankruptcy, dealing with unruley collectors and cleaning up my credit report after filing bankruptcy?
I know it will take YEARS to rectify my credit report but there are always dirty collectors who refuse to make the appropriate reportings and i’d like to talk with people who are having similar experiences that i am having…