The availability of easy credit has helped to make us the largest debtor nation in the world. We constantly spend what we don’t have and the result is putting many of us one or two paychecks away from losing our home. Budgeting is not taught in many schools – but it should be. It can make the difference between living a good life and living a life of misery and deep in debt.

The reason we budget is so we can pay for our necessities but still live and

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The internet can be used for a ton of different things and with new inventions popping up every day there are things that we can do online now that would never would have dreamed of doing just ten years ago. One of these things is online personal finance, the use of online personal finance has skyrocketed since it was first developed and continues to grow as the economy changes. One of the things that online …

A reader asks…

I am sick of spontaneous money spending and having nothing at the end of the month! I am fond of planning and now want to stricken my finances under powerful budged system.
What can you suggest to start from? Perhaps some tips, concepts or even software (I have both Mac/Windows) that you know and ready to tell about?
I will be grateful for any advice or personal experience! Thanks!