A Reader Asks…

I have paid almost everything off except for OSAP (of course it seems like eternity til that happens!)
I would like a credit card for emergencies and to re-establish my credit. Please help me find a credit card that is available in Canada!

Accumulating too much debt is, unfortunately, easy to do. Getting out of it, however, can be surprisingly hard to do. You need to make some serious changes if your monthly payments are more than your monthly income. One option you have is Canada debt consolidation. There are many ways to consolidate your debt; which one you choose will depend on your needs and preferences.

There are several debt consolidation options available if you are just looking to consolidate regular debts. But, if you have debts like student

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