In the current financial climate it is not really a big surprise that many of us want to try and keep our debt levels a secret from our partners. For many the issue relates to being embarrassed about the debt, whereas for others the issue relates to trying to ignore the problem, which in effect means burying your head in the sand.

One leading provider, Halifax credit

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With many people finding it difficult to complete all their necessary purchases from their monthly income they often turn to credit cards to help them make retail purchases that they could not otherwise afford. For some people a credit card is used simply to make purchases before their wages are paid and when paid they repay the credit

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