Recent data indicates that personal insolvencies in Scotland rose by a dramatic 137% in stark contrast to figures published on Protected Trust Deeds (a Scottish version of an IVA) which suggest a modest 1.6% increase quarter on quarter.This of course reflects only those who have approached a licenced insolvency practitioner to

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When you are looking for an easy way to both minimise and reduce the number of payments going out each month you might consider the option of a debt consolidation loan.Many companies claim that debt consolidation can give you a new start because it permits you to consolidate all your debt into one monthly payment, usually secured against your property.  If you’re fortunate enough to

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