The Fair Credit Reporting Act (FCRA) is designed to help consumers with disputing but in actuality the process has become muddled and difficult. Basically, it is simple to understand why if you understand the process.

The Credit Bureaus are setup to provide information to Lenders. Lenders provide information to the Credit Bureaus and then pay to have that reported. Additionally, lenders pay the credit bureaus to get the reports on the consumers. So Lenders are the ones who pay the Credit Bureaus. Without the Lenders, Credit Bureaus would

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I hear the stories all day. I get a thank you from a consumer everyday that tell us how much we have helped them get through bad financial situations.

What our Atlanta law makers must understand is that granted there are the occasional problems and hardship stories associated with a client that got wrapped up in a really bad financial bind, and wound up loosing their car …

In this age of technological advancement there is no doubt that an increasing number of consumers are opting for the Internet when it comes to shopping for a wide range of things, from entertainment and attraction tickets to groceries, holidays, clothes, and more. Many people that shop online use their credit cards to make payment for their purchases, and according to one industry official this is the best and safest option when it comes

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