Debt Counselling came into effect on 1 June 2007 with the introduction of the new National Credit Act or NCA.

Debt Counselling was introduced to provide a mechanism for solving the customer’s problem of being over indebt. It also provides a consistent system of debt restructuring, enforcement and judgement, which places priority on the eventual satisfaction of all responsible for the consumer obligations under the credit agreements.

The process of Debt

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As the Peter Gabriel/Kate Bush song goes!Debt management company Credit Issues recent run of successes in challenging credit card and personal loan balances through the mechanism of requesting “true copies” of the original credit agreements has proved an effective approach. Recent rulings by various District Judges throughout the country have validated that strategy.In most of the successful cases to date, those “true copies” are simply not

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When you are looking for an easy way to both minimise and reduce the number of payments going out each month you might consider the option of a debt consolidation loan.Many companies claim that debt consolidation can give you a new start because it permits you to consolidate all your debt into one monthly payment, usually

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