Most people today are constantly worried about debt. And it’s not surprising when considering the amount of credit that has been given out in the recent past, without any worry or concern. Businesses around the world are finding it hard to live up to its goals and dreams and are

…

A reader asks…

We started a program with “Consumer Credit Counselors” This progarm has us pay the Consumer Credit Counselors, then they pay the credit cards every month. All they do is lower some of the interest rates. They don’t negotiate amount owed. The payments are too high for us, so we looked into other alternatives. We found one company that will do it differently for less. They have you pay into an escrow account, and they pay off each credit card individually. They say they negotiate lower balances and interest rates. The payment would be lower and the payoff time cut in half. Does anyone know of any reason we shouldn’t do this? Are there any other better ways? WHAT IS THE BEST WAY TO GET CONSUMER DEBT RELIEF with no loans?

Product DescriptionThis incredibly informative and timely DVD explains what credit is, how credit scores are calculated, how to obtain your free credit report, how to spot and fix mistakes in your credit report and, perhaps most importantly, simple steps you can take …