Introduction

Effective credit repair requires a combination of technical and legal skill along with a healthy dose of common sense. The technical approach requires an understanding of the inner workings of the FICO credit scoring model. The legal approach uses aspects of the Fair Credit Reporting Act (FCRA) and the Fair

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Recent reports have suggested a sudden spurt in credit repair. Nearly 200 million reports are maintained by the bureaus and out of them a 100 million have some issues or the other. This is bound to increase as bad credit scores come with bad times. And these are bad economic times with still no signs of a recovery. Naturally, there would be more cases of credit scores

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People have the tendency to rely on professional help whenever they need a rational and competent advice if they are faced by something really serious. For instance, wouldn’t you see your doctor if you felt that something was not right with your body. When you feel that there is something wrong with your automobile, you go to a mechanic. Same as if you’re facing a legal suit, you call on the aid of a lawyer. These professionals help people with problems in their fields of specializations. For

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