The economic crisis has pushed consumers everywhere to cut back on expenditures and seek money-saving opportunities instead. For many, this has meant holding off on larger purchases, such a new car or property, or downsizing on larger yearly expenditures, such as holidays.

For countless others, however, economising has

…

New credit card act called CARD (Credit card Accountability, Responsibility and Disclosure) Act had been approved and signed by President Obama in year 2009. The purpose of this act is to protect consumers by avoiding them to swiping the card worry-free. However, as a consumer, you still need to watch some potential traps to may badly hurt you in term

…

With all the economic troubles going on, you might have heard or even experienced first-hand that many credit card companies are raising rates on people who have not missed a payment and who have a great credit score. More and more people are looking for debt relief from their credit cards. Consolidation loans are being aggressively marketed by banks, pitching consumers on converting hard-earned

…