If you are like many Americans, you like checking on your credit score about as much as you like going to the dentist. This is another one of those things that you simply cannot avoid. It is important to have a good grasp on your credit history and your debts. Looking at your credit history will also help you understand your financial

…

Debt Counselling came into effect on 1 June 2007 with the introduction of the new National Credit Act or NCA.

Debt Counselling was introduced to provide a mechanism for solving the customer’s problem of being over indebt. It also provides a consistent system of debt restructuring, enforcement and judgement, which places priority on the eventual satisfaction of all responsible for the consumer obligations under the credit agreements.

The process of Debt Counselling (also referred

…

Struggling to meet spending commitments? While taking out a credit card could be an effective means of tackling money management problems, borrowers should ensure that they do not fall into the trap of getting themselves into an untenable financial position.

In a Money-AU.com article, Sharat urges people not to make one of the several common mistakes when it comes to credit cards. One of these, “which is something that nearly everyone does”, is purchasing unnecessary items on

…