Aussies are showing a steely determination in getting to grips with their finances, it has been suggested.

With concerns about the economic downturn growing, people are increasingly turning their backs on their “big borrowing ways”, Karina Barrymore, writing in the Courier-Mail, states.

Consequently, there has been a greater focus on repaying debts owed on credit cards and other forms of personal borrowing, as Ms Barrymore points to figures published by the Reserve Bank of

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Smart consumers are always on the lookout for 0% APR credit card deals and for good reason – literally no interest for up to 12 months. Here’s how to reap the greatest benefits and important points to remember when using 0% APR cards.

Introductory Periods

Credit card companies that offer an interest-free period do so as a way to

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Struggling to meet spending commitments? While taking out a credit card could be an effective means of tackling money management problems, borrowers should ensure that they do not fall into the trap of getting themselves into an untenable financial position.

In a Money-AU.com article, Sharat urges people not to make one of the several common mistakes when it comes to credit cards. One of these, “which is something that nearly everyone does”, is purchasing unnecessary items on plastic.

This, the Money-AU.com writer states, can be avoided by taking the time to regularly examine

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