A reader asks…

I would like to consolidate my debt and have seen information on debt consolidation loans. I do not own a home but am interested in consolidating my debt. What options do I have?

A reader asks…

I work out of my home,and I am trying to find a way to pull my clients credit. My application that they sign is for authorization to pull their credit, but I have been having to have them pull their own credit. The big three wont do it for me without a commercial space. Can someone push me in the right direction?

A Reader Asks…

Let me explain. I claimed to make a certain amount and said to be working for a friends company to be sure to be approved for my home loan last year. This was all legally done with my attorney’s knowledge. I didn’t have a job that I could document income but I had the income to purchase the house. All I need to know now is do I have to claim that “income” on my taxes this year?