This article is about questons like: the credit score and mortgage, credit score and loan, whats my credit score, how to check my credit score, etc.

1. Who provides the the credit report services?

There are 3 credit bureaus in the U.S. and they are Equifax, Experian and TransUnion.

Equifax
P.O. Box 105873
Atlanta, GA 30348
(800) 685-1111

Experian (formerly TRW)
P.O. Box 2104
Allen, TX 75013-2104
(888) 397-3742

Trans Union
Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
(800) 916-8800 or (800) 888-4213

2.

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Credit reports hold a lot of weight. It is obvious that a lender will refer to your credit report before lending you money. Insurance companies may also refer to your credit score to determin your rate charge. Employers can access it and use it as a factor in offering you a job or promotion. Your credit score holds a great deal of influence in many arenas so be sure your

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