When we take out a credit card most of us do our best to try and find a card that offers a competitive rate of interest on borrowing. However, the problems can occur when credit card providers start to hike up the interest rates that they charge on their cards, although this is something that many people may not have imagined happening given that the base interest rate has plunged to an all time low of just 0.5 percent over the past seven months.

However, it seems that for many credit card

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It’s so easy to buy now and pay later. When the first credit card maxxed out, it was easy to get a second and a third. Now you have half a dozen maxxed out credit cards and at 18% to 21% APR, you’re struggling just to pay the interest and you can’t even touch the actual amount you owe. The future looks

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Smart consumers are always on the lookout for 0% APR credit card deals and for good reason – literally no interest for up to 12 months. Here’s how to reap the greatest benefits and important points to remember when using 0% APR cards.

Introductory Periods

Credit card companies that offer an interest-free period do so as a way to encourage you to use their card and typically limit it to a period of six to twelve months. Look for the longest period

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