A Reader Asks…

I will be going to Hawaii this summer and want to save up as much as I can so I can put less on my credit card. I also want some extra money to do some cool but expensive things there but not feel guilty about spending the money.
Any suggestions? THanks!

A Reader Asks…

How many months of taxes and home owners insurance do I have to prepay on an impound account on a home loan? The bank is charging me 4 months of prepaid taxes and an additional 6 months of prepaid taxes and 2 months of prepaid homeowners insurance and 1 year prepaid of homeowners insurance. I will also be paying them in my monthly statement.