Credit reports hold a lot of weight. It is obvious that a lender will refer to your credit report before lending you money. Insurance companies may also refer to your credit score to determin your rate charge. Employers can access it and use it as a factor in offering you a job or promotion. Your credit score holds a great deal of influence in many arenas so be sure your report reflects well on you.

Save money by repairing your credit yourself

The Fair Credit Reporting Act states that consumers can dispute mistakes on their

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