A reader asks…

I have a few credit card that are past due and I’m not able to make the payments.
What is the best debt consolidation company to use?
Keep in mind, I’m not a home owner.

A Reader Asks…

I own a small business which often takes credit card numbers over the phone as a deposit. We recently had a customer no show, and she contested through her credit card company when we charged her (she claims it wasn’t explained when she gave us her #). The credit card company took her side and said it is policy to allow anyone contesting to get their money back if there is no signature. How can this be? So many hotels and services take card #’s as deposits!

Whether it is the loss of a job, unexpected health care expenses, or just your basic over spending, a lot of people find themselves in a position where they can no longer pay all of their bills. Often times there are more bills that need to go out in a monthly basis then there is money coming in. however,

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