If you are like many Americans, you like checking on your credit score about as much as you like going to the dentist. This is another one of those things that you simply cannot avoid. It is important to have a good grasp on your credit history and your debts. Looking at your credit history will also help you understand your financial position much better. Having this information is important before making a big purchase like a home or vehicle. 

You are entitled to a free credit report every year from each of the three credit agencies: Equifax,

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Keeping a check on your fiscal well being is very important if you want to avoid bad credit scores. But how can you do the same? The answer is through “annual credit report”. It is a document which comprises of the record of your credit payment history. It lets you know your financial standing in

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I write plenty  about Identity Theft, but I feel I should delve into this term a little bit deeper.  What is Identity Theft?  Really, What is it?

A Legal Definition of Identity Theft per Fair and Accurate Credit Transactions Act of 2003, Identity Theft Means:

“The term ‘identity theft’ means a fraud committed using the identifying information of another person.” 16

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