A Reader Asks…

What credit card company or bank doesnt check transunion only equifax and experian ? My credit it perfect on the 2 and not on transunion. I want to get a LOC or CC .
Thanks in advance.

Your credit report contains all the credit activities carried out by you in the past. It gives a record of all the money related dealings performed by you. To the creditors a credit score is a measure of a person’s trustworthiness thus it is important to have very few or no negative activities in your credit report.

Negativity in a credit report leads to a major decrease in the credit score. Once you have a bad credit score,

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If you are like many Americans, you like checking on your credit score about as much as you like going to the dentist. This is another one of those things that you simply cannot avoid. It is important to have a good grasp on your credit history and your debts. Looking at your credit history will also help you understand your financial position much better. Having this information is important before making a big purchase like a

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