How Bad Will My Credit Report Be Affected If I Open And Close A Credit Card?


A Reader Asks…

When I go shopping, the store asks me if I want to save xx% off my purchase by signing up for a credit card. How bad will it affect my credit score if I sign up to get the discount. Pay it all off right away and canceling right after that? My first credit card received was in 2001 and I never plan on cancelling it.

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One Response to “How Bad Will My Credit Report Be Affected If I Open And Close A Credit Card?”

  1. bud68 Says:

    If you do it often, it will have a negative effect. What shows is a record of frequently applying for new credit.

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