A reader asks…

I heard on CNN Headline News that you can obtain one free credit report per year from each of the 4 major credit bureaus.
Does anyone know the names of each credit bureau, the number to call (or address) and what you need to do to get a copy of your credit report?

Product DescriptionThis incredibly informative and timely DVD explains what credit is, how credit scores are calculated, how to obtain your free credit report, how to spot and fix mistakes in your credit report and, perhaps most importantly, simple steps you can take to improve your credit score whether your score is in the 400s, 500s, 600s or even 700s or if you have no credit history at all! The DVD was written and produced by two attorneys with years of experience …

A credit report is critical piece of paper. Lenders scrutinize it closely when deciding whether or not to give you a loan. Insurance companies can use it to work out your rates or whether they will consider assisting you at all. Employers can access and use it as a criterion in recommending you for a job or promotion. With so much weight placed on a person’s credit report, it is vital that the information it

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