A reader asks…

Please advice what is the best way to fix credit report with many negative and charged off accounts. I heard even if you pay your old creditors the negative remarks still stays on your credit report, and most of the credit fix companies have false claims, does anyone know any proven company or way which really works to fix your credit ?

A Reader Asks…

I need my free yearly credit reprot from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I get my free credit report.

A Reader Asks…

I got a credit report from a lender (the lender type of credit report), it lists 3 credit scores.
There is a same tax lien listed twice, one has account number , the other doesn’t has an account number. Which credit bureau should I contact for this issue? How do you know which item is from which credit bureau?